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Federal Direct Loans

UF participates in the Federal Direct Loan Program which consists of the Federal Direct Stafford (unsubsidized) Loan, the Federal Direct PLUS Loan, and the Federal Direct Consolidation Loan Program. The U.S. Department of Education is the lender and, except for consolidation loans, delivers loan proceeds through the school. UF disburses the loans after loans have been processed and approved and classes have begun. When it is time for repayment, you will send all loan payments to the federal loan servicer.

Federal financial aid policies limit the amount students can borrow through educational loans to the Total Cost of Attendance (TCA).

For complete information about the types of Direct Loans available, interest rates, the process of obtaining loans, and repayment plans, visit the UF Student Financial Affairs website⤷.