Federal Direct Loan Entrance Counseling
First-time Federal Direct Loan borrowers must complete entrance counseling. All entering UFCD Graduate students who plan to take out loans should complete this requirement. Counseling must only be completed once during the student’s Graduate program.
Federal Direct Loan Master Promissory Note(s)
First-time Federal Direct Loan borrowers must electronically sign the appropriate Master Promissory Notes (MPNs). All entering UFCD Graduate students who plan to take out loans should complete this requirement. MPNs must only be completed once during the student’s Graduate program.
There are separate MPNs for the Direct Unsubsidized Loan and the Direct Graduate PLUS Loan. MPNs are completed on StudentLoans.gov⤷.
Please note: Graduate PLUS loan borrowers must complete the PLUS application on StudentLoans.gov⤷ prior to completing the PLUS MPN. The PLUS application must be completed once per academic year.
Federal Direct Loan Acceptance
All Direct Unsubsidized Loan borrowers must accept their loan before funds can be disbursed to their accounts. Acceptance is completed on the Awards & Disbursements page in ONE.UF⤷. Acceptance must be completed every semester.
Direct Graduate PLUS loans are automatically accepted due to the required PLUS application. Completion of the application is considered acceptance of the loan.
Unsubsidized and Graduate PLUS loans may also be reduced or canceled online prior to disbursement. After disbursement, students have 120 days to return unwanted loan funds. Contact the UFCD Financial Aid Coordinator for information⤷.
The above information is for individuals currently in or starting one of the following programs: AEGD Hialeah, Endodontics, Orthodontics, Periodontics, and Prosthodontics.
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